Where to Go For Help

Any of these organisations will help you if you get into debt. Their advice is free and confidential:

trading standards departments
trading standards in Northern Ireland
Citizens Advice Bureau
Citizens Advice Scotland.

Look at their websites or find their number in the phone book.

Independent advice agencies through the Federation of Information and Advice Centres - ring 020 7489 1800.

The National Debtline - ring 0808 808 4000 (24-hour answering service).

Consumer Credit Counselling Service - ring 0800 138 1111.

South East Money Advice - ring 0345 626 804.